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Jan
22
9 Risk Factors to An Early Retirement for Public Employees
9 Risk Factors to An Early Retirement for Public Employees   Source: http://www.plannersearch.org/financial-planning/9-risk-factors-to-an-earlier-retirement-for-public-employees Did you know that many public employees are starting to retire much earlier than society’s traditional age of 65? In recent years, this is becoming more common and that’s the good news! After all, who wouldn’t like to enjoy their “golden years” as early as possible? Keep in mind that the retirement years for public employees can span a longer time period than their working careers did. These added years of retirement can present pre-retirees with a more complex set of decisions and risks to consider than a conventional retirement would.  Warren Buffet, one of...
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Sep
19
Early Retirement Packages
Early Retirement Packages In today's corporate environment, cost cutting, restructuring, and downsizing are the norm, and many employers are offering their employees early retirement packages. But how do you know if the seemingly attractive offer you've received is a good one? By evaluating it carefully to make sure that the offer fits your needs. What's the severance package? Most early retirement offers include a severance package that is based on your annual salary and years of service at the company. For example, your employer might offer you one or two weeks' salary (or even a month's salary) for each year of service. Make sure that the severance package will be enough for you to make the transition to the next phase of your...
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 Securities, insurance products, and investment advisory services offered through FSC Securities Corporation, member FINRA/SIPC. Additional insurance services offered through SGM Agency, LLC. Smith, Moses & Company, LLC and SGM Agency LLC are not affiliated with FSC Securities Corp.



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